/* ============================================
   FIDUCIA — Design System
   Palette: Noir profond · Blanc chaud · Or ancien
   ============================================ */

:root {
    --noir:       #0E0E0E;
    --noir-soft:  #1A1A1A;
    --gris-dark:  #2C2C2C;
    --gris-mid:   #6B6B6B;
    --gris-light: #C8C8C4;
    --blanc:      #FAFAF8;
    --blanc-pur:  #FFFFFF;
    --or:         #C9A84C;
    --or-light:   #E8D08A;
    --or-dark:    #A67C2E;

    --font-serif: 'Cormorant Garamond', Georgia, serif;
    --font-sans:  'Inter', -apple-system, sans-serif;

    --radius:     4px;
    --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

/* RESET */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 15px; }
body {
    font-family: var(--font-sans);
    font-weight: 400;
    color: var(--noir);
    background-color: var(--blanc);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
}
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
img { max-width: 100%; }

/* ============================================
   TYPOGRAPHY
   ============================================ */
h1, h2, h3, h4 {
    font-family: var(--font-serif);
    font-weight: 400;
    line-height: 1.2;
}

/* ============================================
   BUTTONS
   ============================================ */
.btn-primary {
    display: inline-block;
    padding: 0.8rem 2rem;
    background: var(--noir);
    color: var(--blanc);
    font-family: var(--font-sans);
    font-size: 0.8rem;
    font-weight: 400;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    border: 1px solid var(--noir);
    transition: var(--transition);
}
.btn-primary:hover {
    background: transparent;
    color: var(--noir);
}
.btn-ghost {
    display: inline-block;
    padding: 0.8rem 1.5rem;
    font-size: 0.8rem;
    font-weight: 400;
    letter-spacing: 0.08em;
    color: var(--gris-mid);
    transition: var(--transition);
}
.btn-ghost:hover { color: var(--noir); }

.btn-large { padding: 1rem 2.5rem; font-size: 0.85rem; }

.btn-text {
    font-size: 0.9rem;
    color: var(--gris-mid);
    letter-spacing: 0.04em;
    transition: var(--transition);
}
.btn-text:hover { color: var(--noir); }

.btn-gold {
    display: inline-block;
    padding: 0.8rem 2rem;
    background: var(--or);
    color: var(--noir);
    font-family: var(--font-sans);
    font-size: 0.8rem;
    font-weight: 500;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    border: 1px solid var(--or);
    transition: var(--transition);
}
.btn-gold:hover {
    background: var(--or-light);
    border-color: var(--or-light);
}

/* ============================================
   NAVBAR
   ============================================ */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 100;
    background: rgba(250, 250, 248, 0.95);
    backdrop-filter: blur(8px);
    border-bottom: 1px solid rgba(14, 14, 14, 0.08);
}
.nav-inner {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 2rem;
    height: 68px;
    display: flex;
    align-items: center;
    justify-content: space-between;
}
.nav-logo {
    font-family: var(--font-serif);
    font-size: 1.5rem;
    font-weight: 500;
    letter-spacing: 0.25em;
    color: var(--noir);
}
.nav-links {
    display: flex;
    gap: 3rem;
}
.nav-links a {
    font-size: 0.72rem;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    color: var(--gris-mid);
    transition: var(--transition);
}
.nav-links a:hover { color: var(--noir); }

.nav-actions {
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

.nav-user-email {
    font-size: 0.78rem;
    color: var(--gris-mid);
    max-width: 180px;
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
}

.nav-lang {
    font-size: 1.15rem;
    text-decoration: none;
    line-height: 1;
    transition: opacity 0.2s;
    margin-left: 0.25rem;
}

.nav-lang:hover {
    opacity: 0.7;
}

/* ============================================
   HERO
   ============================================ */
.hero {
    min-height: 100vh;
    display: flex;
    align-items: center;
    padding: 7rem 2rem 4rem;
    background: var(--blanc);
    position: relative;
    overflow: hidden;
}
.hero-inner {
    max-width: 1280px;
    margin: 0 auto;
    width: 100%;
    display: grid;
    grid-template-columns: 1fr 1.1fr;
    gap: 5rem;
    align-items: start;
}

/* Gauche */
.hero-left { position: relative; padding-top: 4rem; }
.hero-eyebrow {
    font-size: 0.72rem;
    letter-spacing: 0.22em;
    text-transform: uppercase;
    color: var(--or);
    margin-bottom: 2rem;
}
.hero-title {
    font-family: var(--font-serif);
    font-size: clamp(2rem, 3.5vw, 3.2rem);
    font-weight: 300;
    line-height: 1.15;
    color: var(--noir);
    margin-bottom: 1.75rem;
}
.hero-title em {
    font-style: italic;
    color: var(--or-dark);
}
.hero-intro {
    font-size: clamp(0.78rem, 1.1vw, 1rem);
    color: var(--noir-soft);
    font-weight: 400;
    margin-bottom: 0.6rem;
    white-space: nowrap;
}
.hero-subtitle {
    font-size: 1.05rem;
    color: var(--gris-mid);
    max-width: 420px;
    line-height: 1.85;
    margin-bottom: 1.5rem;
    font-weight: 400;
}

/* ── Encart prix hero (transparence tarif) ─────────────────────────────── */
.hero-price {
    display: inline-flex;
    align-items: center;
    gap: 16px;
    padding: 12px 20px;
    margin-bottom: 2rem;
    background: rgba(201, 168, 76, 0.18);
    border: 1px solid rgba(201, 168, 76, 0.55);
    border-left: 3px solid var(--or);
    border-radius: 6px;
}
.hero-price-amount {
    display: flex;
    align-items: baseline;
    gap: 8px;
    flex-shrink: 0;
}
.hero-price-ttc {
    font-family: var(--font-serif);
    font-size: 1.85rem;
    font-weight: 600;
    color: var(--or);
    line-height: 1;
}
.hero-price-tax {
    font-size: 0.65rem;
    font-weight: 700;
    color: var(--or);
    letter-spacing: 0.12em;
    white-space: nowrap;
}
.hero-price-sep {
    width: 1px;
    height: 28px;
    background: rgba(201, 168, 76, 0.3);
    flex-shrink: 0;
}
.hero-price-detail {
    display: flex;
    flex-direction: column;
    gap: 2px;
    font-size: 0.82rem;
    color: var(--gris-light);
    line-height: 1.35;
}
.hero-price-ht {
    font-size: 0.7rem;
    color: var(--gris-mid);
    opacity: 0.85;
}
@media (max-width: 560px) {
    .hero-price {
        flex-direction: column;
        align-items: flex-start;
        gap: 8px;
        padding: 14px 16px;
    }
    .hero-price-sep { display: none; }
    .hero-price-detail { text-align: left; }
}

.hero-cta {
    display: flex;
    align-items: center;
    gap: 2rem;
}

/* Privacy callout */
.hero-privacy {
    display: flex;
    align-items: flex-start;
    gap: 0.85rem;
    margin-top: 2rem;
    padding: 1rem 1.25rem;
    border: 1px solid rgba(201,168,76,0.25);
    background: rgba(201,168,76,0.05);
    max-width: 420px;
}
.hero-privacy-icon {
    flex-shrink: 0;
    color: var(--or);
    margin-top: 1px;
}
.hero-privacy-text {
    display: flex;
    flex-direction: column;
    gap: 0.3rem;
}
.hero-privacy-text strong {
    font-size: 0.72rem;
    font-weight: 600;
    color: var(--or-dark);
    letter-spacing: 0.03em;
    text-transform: uppercase;
}
.hero-privacy-text span {
    font-size: 0.82rem;
    color: var(--gris-mid);
    line-height: 1.6;
}

/* Droite — modules */
.hero-right {
    background: #F5F3EE;
    padding: 2.5rem;
    border: 1px solid rgba(14,14,14,0.07);
}
.hero-modules-label {
    font-size: 0.68rem;
    letter-spacing: 0.22em;
    text-transform: uppercase;
    color: var(--gris-mid);
    margin-bottom: 1.5rem;
    padding-bottom: 1.25rem;
    border-bottom: 1px solid rgba(14,14,14,0.08);
}
.hero-modules-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    grid-auto-rows: minmax(0, 1fr);
    gap: 2px;
    background: rgba(14,14,14,0.08);
}

.hero-modules-note {
    display: flex;
    align-items: flex-start;
    gap: 0.6rem;
    margin-top: 1.25rem;
    padding: 0.75rem 1rem;
    border-left: 2px solid var(--or);
    background: rgba(201,168,76,0.06);
    color: var(--gris-mid);
    font-size: 0.72rem;
    line-height: 1.6;
    letter-spacing: 0.01em;
}
.hero-modules-note svg {
    color: var(--or);
}
.hero-modules-note em {
    font-style: italic;
    color: var(--gris-mid);
}

/* Module card hero */
.hmodule {
    display: flex;
    flex-direction: column;
    gap: 1.25rem;
    padding: 1.75rem 1.75rem 1.5rem;
    background: var(--blanc-pur);
    transition: var(--transition);
    cursor: pointer;
    position: relative;
    min-height: 155px;
}
.hmodule:hover {
    background: var(--noir);
    z-index: 1;
}
.hmodule:hover .hmodule-icon svg { stroke: var(--or); }
.hmodule:hover h3 { color: var(--blanc); }
.hmodule:hover .hmodule-tag { color: var(--or); }
.hmodule:hover .hmodule-arrow { color: var(--or); }

.hmodule--full {
    grid-column: span 2;
    flex-direction: row;
    align-items: center;
    min-height: auto;
    padding: 1.5rem 1.75rem;
}
.hmodule--full .hmodule-body { flex: 1; }
.hmodule--full .hmodule-arrow {
    position: static;
    transform: none;
    margin-left: auto;
}

.hmodule--soon {
    background: #F8F7F4;
    cursor: default;
    opacity: 0.6;
}
.hmodule--soon:hover { background: #F8F7F4; }
.hmodule--soon:hover h3 { color: var(--noir); }
.hmodule--soon:hover .hmodule-tag { color: var(--gris-mid); }
.hmodule--soon:hover .hmodule-arrow { color: var(--gris-light); }
.hmodule--soon:hover .hmodule-icon svg { stroke: var(--gris-light); }

.hmodule-icon {
    width: 26px;
    height: 26px;
    flex-shrink: 0;
}
.hmodule-icon svg {
    width: 100%;
    height: 100%;
    stroke: var(--gris-mid);
    transition: var(--transition);
}
.hmodule-body { flex: 1; }
.hmodule-tag {
    display: block;
    font-size: 0.74rem;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--gris-mid);
    margin-bottom: 0.35rem;
    transition: var(--transition);
}
.hmodule-body h3 {
    font-family: var(--font-serif);
    font-size: 1.35rem;
    font-weight: 400;
    color: var(--noir);
    transition: var(--transition);
    line-height: 1.2;
}
.hmodule-arrow {
    font-size: 1.1rem;
    color: var(--gris-light);
    transition: var(--transition);
    position: absolute;
    right: 1.25rem;
    top: 50%;
    transform: translateY(-50%);
}
.hmodule--full .hmodule-arrow { margin-top: 0; align-self: center; }

.hmodule-desc {
    font-size: 0.68rem;
    color: var(--gris-mid);
    letter-spacing: 0.02em;
    margin-top: 0.15rem;
    line-height: 1.3;
    transition: var(--transition);
}
.hmodule:hover .hmodule-desc { color: rgba(250,250,248,0.5); }

/* ============================================
   SIMULATION ANIMÉE
   ============================================ */
.simulation {
    background: var(--noir);
    padding: 7rem 2rem;
    overflow: hidden;
}
.simulation-inner {
    max-width: 1280px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 6rem;
    align-items: center;
}
.simulation-left .section-eyebrow { color: var(--or); }
.simulation-left .section-title { color: var(--blanc); margin-bottom: 1.25rem; }
.simulation-left p {
    color: var(--gris-light);
    font-size: 0.95rem;
    line-height: 1.85;
    margin-bottom: 2.5rem;
}
.simulation-left .btn-primary {
    background: transparent;
    color: var(--blanc);
    border-color: var(--gris-dark);
}
.simulation-left .btn-primary:hover {
    background: var(--or);
    border-color: var(--or);
    color: var(--noir);
}

/* Panneau de calcul */
.sim-panel {
    background: #161616;
    border: 1px solid var(--gris-dark);
}
.sim-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1.25rem 1.75rem;
    border-bottom: 1px solid var(--gris-dark);
}
.sim-title {
    font-size: 0.72rem;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--gris-light);
}
.sim-badge {
    font-size: 0.65rem;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--or);
    border: 1px solid var(--or-dark);
    padding: 0.2rem 0.6rem;
    margin-left: auto;
}
.sim-body { padding: 2rem 1.75rem; }

.sim-row {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    padding: 1rem 0;
    border-bottom: 1px solid rgba(255,255,255,0.04);
}
.sim-row:last-child { border-bottom: none; }
.sim-row-label {
    font-size: 0.9rem;
    color: var(--gris-light);
    letter-spacing: 0.03em;
}
.sim-row-value {
    font-family: var(--font-sans);
    font-size: 1.1rem;
    font-weight: 400;
    color: var(--blanc);
    letter-spacing: 0;
}
.sim-row-value.positive { color: #7EC8A0; }
.sim-row-value.negative { color: #E07070; }

.sim-divider {
    height: 1px;
    background: var(--gris-dark);
    margin: 0.5rem 0;
}

.sim-subtotal {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0.5rem 1.75rem;
    background: rgba(255,255,255,0.04);
    border-top: 1px solid rgba(255,255,255,0.08);
    margin-top: 0.25rem;
}
.sim-subtotal-label {
    font-size: 0.75rem;
    color: #BBBBBB;
    font-style: italic;
}
.sim-subtotal-val {
    font-family: var(--font-sans);
    font-size: 0.95rem;
    font-weight: 400;
    color: #EFEFEF;
}

.sim-recap {
    padding: 1rem 1.75rem 0.75rem;
    background: #1E1E1E;
    border-bottom: 1px solid #3A3A3A;
}
.sim-recap-title {
    font-size: 0.62rem;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: #999;
    margin-bottom: 0.75rem;
}
.sim-recap-row {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    padding: 0.35rem 0;
    border-bottom: 1px solid #2C2C2C;
}
.sim-recap-row:last-child {
    border-bottom: none;
}
.sim-recap-label {
    font-size: 0.78rem;
    color: #BBBBBB;
    flex: 1;
    padding-right: 1rem;
    line-height: 1.4;
}
.sim-recap-val {
    font-family: var(--font-sans);
    font-size: 0.9rem;
    font-weight: 400;
    color: #EFEFEF;
    white-space: nowrap;
}
.sim-recap-val.negative { color: #E07070; }

.sim-result {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1.5rem 1.75rem;
    background: rgba(201, 168, 76, 0.07);
    border-top: 1px solid rgba(201,168,76,0.2);
    margin-top: 0.5rem;
}
.sim-result-label {
    font-size: 0.78rem;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--or);
}
.sim-result-value {
    font-family: var(--font-sans);
    font-size: 1.7rem;
    font-weight: 300;
    color: var(--or);
}

.sim-scenario-bar {
    display: flex;
    gap: 0;
    border-top: 1px solid var(--gris-dark);
}
.sim-scenario {
    flex: 1;
    padding: 0.85rem 1rem;
    font-size: 0.7rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--gris-dark);
    text-align: center;
    cursor: pointer;
    border-right: 1px solid var(--gris-dark);
    transition: var(--transition);
}
.sim-scenario:last-child { border-right: none; }
.sim-scenario.active {
    color: var(--or);
    background: rgba(201,168,76,0.05);
}
.sim-scenario:hover:not(.active) { color: var(--gris-mid); }

/* ============================================
   STATS
   ============================================ */
.stats {
    background: var(--noir);
    padding: 3.5rem 2rem;
}
.stats-inner {
    max-width: 1200px;
    margin: 0 auto;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 2rem;
}
.stat-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
}
.stat-number {
    font-family: 'Inter', sans-serif;
    font-size: 2.2rem;
    font-weight: 500;
    color: var(--or);
    line-height: 1;
    margin-bottom: 0.5rem;
    letter-spacing: -0.01em;
}
.stat-label {
    font-size: 0.75rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--gris-mid);
}
.stat-divider {
    width: 1px;
    height: 50px;
    background: var(--gris-dark);
}

/* ============================================
   SECTIONS HEADER
   ============================================ */
.section-eyebrow {
    display: block;
    font-size: 0.72rem;
    letter-spacing: 0.22em;
    text-transform: uppercase;
    color: var(--or);
    margin-bottom: 1rem;
}
.section-title {
    font-family: var(--font-serif);
    font-size: clamp(1.6rem, 2.5vw, 2.2rem);
    font-weight: 300;
    color: var(--noir);
    margin-bottom: 1rem;
}
.section-subtitle {
    font-size: 1rem;
    color: var(--gris-mid);
    max-width: 560px;
    line-height: 1.8;
}
.section-header {
    margin-bottom: 4rem;
}

/* ============================================
   MODULES
   ============================================ */
.modules {
    padding: 7rem 2rem;
    background: var(--blanc);
}
.modules-inner {
    max-width: 1200px;
    margin: 0 auto;
}
.modules-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5px;
    background: var(--gris-light);
    border: 1.5px solid var(--gris-light);
}
.module-card {
    display: flex;
    flex-direction: column;
    padding: 2.5rem;
    background: var(--blanc-pur);
    position: relative;
    transition: var(--transition);
    cursor: pointer;
    min-height: 320px;
}
.module-card:hover {
    background: var(--noir);
    z-index: 1;
}
.module-card:hover .module-icon svg { stroke: var(--or); }
.module-card:hover h3 { color: var(--blanc); }
.module-card:hover p { color: var(--gris-light); }
.module-card:hover .module-tag { color: var(--or); border-color: var(--or-dark); }
.module-card:hover .module-arrow { color: var(--or); }

.module-card--soon {
    cursor: default;
    background: #F5F4F1;
    opacity: 0.7;
}
.module-card--soon:hover {
    background: #F5F4F1;
}
.module-card--soon:hover h3 { color: var(--noir); }
.module-card--soon:hover p { color: var(--gris-mid); }
.module-card--soon:hover .module-tag { color: var(--gris-mid); border-color: var(--gris-light); }
.module-card--soon:hover .module-arrow { color: var(--gris-light); }
.module-card--soon:hover .module-icon svg { stroke: var(--gris-light); }

.module-icon {
    width: 40px;
    height: 40px;
    margin-bottom: 1.5rem;
}
.module-icon svg {
    width: 100%;
    height: 100%;
    stroke: var(--gris-mid);
    transition: var(--transition);
}
.module-tag {
    display: inline-block;
    font-size: 0.65rem;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--gris-mid);
    border: 1px solid var(--gris-light);
    padding: 0.2rem 0.6rem;
    margin-bottom: 0.75rem;
    transition: var(--transition);
    width: fit-content;
}
.module-content h3 {
    font-family: var(--font-serif);
    font-size: 1.5rem;
    font-weight: 400;
    color: var(--noir);
    margin-bottom: 0.75rem;
    transition: var(--transition);
}
.module-content p {
    font-size: 0.87rem;
    color: var(--gris-mid);
    line-height: 1.7;
    transition: var(--transition);
}
.module-arrow {
    margin-top: auto;
    padding-top: 1.5rem;
    font-size: 1.2rem;
    color: var(--gris-light);
    transition: var(--transition);
    align-self: flex-end;
}

/* ============================================
   PREMIUM
   ============================================ */
.premium {
    background: var(--noir-soft);
    padding: 7rem 2rem;
}
.premium-inner {
    max-width: 1200px;
    margin: 0 auto;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 6rem;
    align-items: center;
}
.premium-features {
    display: flex;
    flex-direction: column;
    gap: 1rem;
    margin-bottom: 2.5rem;
}
.premium-features li {
    display: flex;
    align-items: center;
    gap: 1rem;
    color: var(--gris-light);
    font-size: 0.9rem;
    letter-spacing: 0.03em;
}
.check {
    color: var(--or);
    font-size: 0.9rem;
    flex-shrink: 0;
}

/* Premium Card Stack */
.premium-visual {
    display: flex;
    justify-content: center;
    align-items: center;
}
.premium-card-stack {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    width: 100%;
    max-width: 320px;
}
.pcard {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1rem 1.5rem;
    border: 1px solid var(--gris-dark);
    font-size: 0.85rem;
    letter-spacing: 0.05em;
    color: var(--blanc);
    transition: var(--transition);
}
.pcard:hover {
    border-color: var(--or);
    background: rgba(201, 168, 76, 0.05);
}
.pcard-check { color: var(--or); }

/* ============================================
   TRUST
   ============================================ */
.trust {
    padding: 7rem 2rem;
    background: var(--blanc);
    border-top: 1px solid rgba(14,14,14,0.06);
}
.trust-inner {
    max-width: 1200px;
    margin: 0 auto;
}
.trust-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 3rem;
}
.trust-item {
    padding: 2.5rem;
    border: 1px solid rgba(14,14,14,0.08);
    transition: var(--transition);
}
.trust-item:hover {
    border-color: var(--or);
    transform: translateY(-4px);
}
.trust-icon {
    font-size: 1.5rem;
    margin-bottom: 1.25rem;
    opacity: 0.6;
}
.trust-item h4 {
    font-family: var(--font-serif);
    font-size: 1.25rem;
    font-weight: 400;
    color: var(--noir);
    margin-bottom: 0.75rem;
}
.trust-item p {
    font-size: 0.87rem;
    color: var(--gris-mid);
    line-height: 1.7;
}

/* ============================================
   FOOTER
   ============================================ */
.footer {
    background: var(--noir);
    color: var(--gris-mid);
}
.footer-inner {
    max-width: 1200px;
    margin: 0 auto;
    padding: 5rem 2rem 3rem;
    display: grid;
    grid-template-columns: 1.5fr 1fr;
    gap: 4rem;
}
.footer-logo {
    font-family: var(--font-serif);
    font-size: 1.5rem;
    font-weight: 500;
    letter-spacing: 0.25em;
    color: var(--blanc);
    display: block;
    margin-bottom: 1rem;
}
.footer-brand p {
    font-size: 0.85rem;
    line-height: 1.7;
    max-width: 300px;
}
.footer-privacy {
    display: flex;
    align-items: flex-start;
    gap: 0.45rem;
    margin-top: 1rem;
    font-size: 0.7rem;
    color: rgba(200,200,196,0.55);
    line-height: 1.5;
    max-width: 260px;
}
.footer-privacy svg { color: var(--or); flex-shrink: 0; margin-top: 1px; }

.footer-links {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
}
.footer-col h4 {
    font-family: var(--font-sans);
    font-size: 0.72rem;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--blanc);
    margin-bottom: 1.25rem;
    font-weight: 400;
}
.footer-col ul {
    display: flex;
    flex-direction: column;
    gap: 0.6rem;
}
.footer-col a {
    font-size: 0.83rem;
    color: var(--gris-mid);
    transition: var(--transition);
}
.footer-col a:hover { color: var(--or); }

.footer-bottom {
    border-top: 1px solid var(--gris-dark);
    padding: 1.5rem 2rem;
    text-align: center;
    font-size: 0.75rem;
    color: var(--gris-light);
    max-width: 100%;
}

/* ============================================
   CHAT WIDGET — FIDUCIA ASSISTANT
   ============================================ */

/* Bouton flottant */
.chat-fab {
    position: fixed;
    bottom: 2rem;
    right: 2rem;
    z-index: 200;
    width: 56px;
    height: 56px;
    background: var(--or);
    border: none;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 4px 20px rgba(201, 168, 76, 0.35);
    transition: var(--transition);
}
.chat-fab:hover {
    background: var(--or-light);
    transform: translateY(-2px);
    box-shadow: 0 6px 28px rgba(201, 168, 76, 0.45);
}
.chat-fab svg {
    width: 22px;
    height: 22px;
    stroke: var(--noir);
    transition: var(--transition);
}
.chat-fab .icon-close { display: none; }
.chat-fab.active .icon-chat { display: none; }
.chat-fab.active .icon-close { display: block; }

/* Panneau chat */
.chat-panel {
    position: fixed;
    bottom: 5.5rem;
    right: 2rem;
    z-index: 199;
    width: 380px;
    max-height: 560px;
    background: #161616;
    border: 1px solid var(--gris-dark);
    display: flex;
    flex-direction: column;
    box-shadow: 0 12px 40px rgba(0,0,0,0.4);
    opacity: 0;
    transform: translateY(12px) scale(0.97);
    pointer-events: none;
    transition: opacity 0.25s ease, transform 0.25s ease;
}
.chat-panel.open {
    opacity: 1;
    transform: translateY(0) scale(1);
    pointer-events: all;
}

/* Header */
.chat-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1rem 1.25rem;
    border-bottom: 1px solid var(--gris-dark);
    flex-shrink: 0;
}
.chat-header-info {
    display: flex;
    align-items: center;
    gap: 0.75rem;
}
.chat-dot {
    width: 8px;
    height: 8px;
    background: #7EC8A0;
    border-radius: 50%;
    flex-shrink: 0;
}
.chat-header-title {
    font-family: var(--font-serif);
    font-size: 1rem;
    font-weight: 400;
    color: var(--blanc);
    letter-spacing: 0.04em;
}
.chat-header-sub {
    font-size: 0.68rem;
    color: var(--gris-mid);
    letter-spacing: 0.1em;
    text-transform: uppercase;
}
.chat-close-btn {
    background: none;
    border: none;
    cursor: pointer;
    color: var(--gris-mid);
    font-size: 1.2rem;
    line-height: 1;
    padding: 0.25rem;
    transition: var(--transition);
}
.chat-close-btn:hover { color: var(--blanc); }

/* Messages */
.chat-messages {
    flex: 1;
    overflow-y: auto;
    padding: 1.25rem;
    display: flex;
    flex-direction: column;
    gap: 1rem;
    scrollbar-width: thin;
    scrollbar-color: var(--gris-dark) transparent;
}
.chat-messages::-webkit-scrollbar { width: 4px; }
.chat-messages::-webkit-scrollbar-track { background: transparent; }
.chat-messages::-webkit-scrollbar-thumb { background: var(--gris-dark); }

.chat-message { display: flex; }
.chat-message--user { justify-content: flex-end; }
.chat-message--assistant { justify-content: flex-start; }

.chat-bubble {
    max-width: 86%;
    padding: 0.75rem 1rem;
    font-size: 0.83rem;
    line-height: 1.65;
    border-radius: 2px;
}
.chat-message--user .chat-bubble {
    background: var(--or);
    color: var(--noir);
    font-weight: 400;
}
.chat-message--assistant .chat-bubble {
    background: var(--gris-dark);
    color: var(--gris-light);
}
.chat-message--assistant .chat-bubble strong { color: var(--blanc); }

/* Typing indicator */
.chat-bubble--typing {
    display: flex;
    gap: 5px;
    align-items: center;
    padding: 0.85rem 1rem;
}
.chat-bubble--typing span {
    width: 6px;
    height: 6px;
    background: var(--gris-mid);
    border-radius: 50%;
    animation: typing-bounce 1.2s infinite;
}
.chat-bubble--typing span:nth-child(2) { animation-delay: 0.2s; }
.chat-bubble--typing span:nth-child(3) { animation-delay: 0.4s; }
@keyframes typing-bounce {
    0%, 80%, 100% { transform: translateY(0); opacity: 0.4; }
    40% { transform: translateY(-5px); opacity: 1; }
}

/* Input */
.chat-form {
    display: flex;
    border-top: 1px solid var(--gris-dark);
    flex-shrink: 0;
}
.chat-input {
    flex: 1;
    background: transparent;
    border: none;
    outline: none;
    padding: 1rem 1.25rem;
    font-size: 0.83rem;
    font-family: var(--font-sans);
    color: var(--blanc);
    resize: none;
}
.chat-input::placeholder { color: var(--gris-mid); }
.chat-input:disabled { opacity: 0.5; }
.chat-send-btn {
    background: none;
    border: none;
    border-left: 1px solid var(--gris-dark);
    padding: 0 1.1rem;
    cursor: pointer;
    color: var(--or);
    font-size: 1.1rem;
    transition: var(--transition);
    flex-shrink: 0;
}
.chat-send-btn:hover { background: rgba(201,168,76,0.08); }
.chat-send-btn:disabled { opacity: 0.4; cursor: default; }

/* Disclaimer footer */
.chat-disclaimer {
    padding: 0.5rem 1.25rem 0.75rem;
    font-size: 0.65rem;
    color: var(--gris-dark);
    letter-spacing: 0.05em;
    border-top: 1px solid rgba(255,255,255,0.04);
    flex-shrink: 0;
}

@media (max-width: 480px) {
    .chat-panel { width: calc(100vw - 2rem); right: 1rem; bottom: 5rem; }
    .chat-fab { right: 1rem; bottom: 1rem; }
}

/* ============================================
   RESPONSIVE
   ============================================ */
@media (max-width: 1024px) {
    .modules-grid { grid-template-columns: repeat(2, 1fr); }
    .premium-inner { grid-template-columns: 1fr; gap: 3rem; }
    .trust-grid { grid-template-columns: 1fr 1fr; gap: 2rem; }
}

@media (max-width: 1024px) {
    .hero-inner { grid-template-columns: 1fr; gap: 3rem; }
    .hero-right { order: -1; }
    .simulation-inner { grid-template-columns: 1fr; gap: 3rem; }
    .premium-inner { grid-template-columns: 1fr; gap: 3rem; }
    .trust-grid { grid-template-columns: 1fr 1fr; gap: 2rem; }
}

@media (max-width: 768px) {
    .nav-links { display: none; }
    .stats-inner { flex-wrap: wrap; justify-content: center; }
    .stat-divider { display: none; }
    .hero-modules-grid { grid-template-columns: 1fr; }
    .hmodule--full { grid-column: span 1; }
    .trust-grid { grid-template-columns: 1fr; }
    .footer-inner { grid-template-columns: 1fr; }
    .footer-links { grid-template-columns: 1fr 1fr; }
}

/* ═══ SESSION MODALS ═══ */
.session-overlay {
    position: fixed;
    inset: 0;
    background: rgba(14,14,14,0.72);
    backdrop-filter: blur(5px);
    -webkit-backdrop-filter: blur(5px);
    z-index: 3000;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 1.5rem;
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.25s ease;
}
.session-overlay--visible {
    opacity: 1;
    pointer-events: all;
}
.session-modal {
    background: var(--blanc);
    max-width: 480px;
    width: 100%;
    padding: 3rem 2.75rem;
    text-align: center;
    transform: translateY(20px);
    transition: transform 0.3s ease;
    box-shadow: 0 24px 80px rgba(14,14,14,0.18);
}
.session-overlay--visible .session-modal {
    transform: translateY(0);
}
.session-modal-icon {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background: rgba(201,168,76,0.1);
    border: 1px solid rgba(201,168,76,0.2);
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 2rem;
    color: var(--or);
}
.session-modal-title {
    font-family: var(--font-serif);
    font-size: 1.65rem;
    font-weight: 300;
    color: var(--noir);
    margin-bottom: 0.9rem;
    line-height: 1.2;
}
.session-modal-text {
    color: var(--gris-mid);
    font-size: 0.88rem;
    line-height: 1.75;
    margin-bottom: 2.25rem;
}
.session-modal-text code {
    font-family: monospace;
    font-size: 0.78rem;
    background: rgba(14,14,14,0.06);
    padding: 0.15em 0.45em;
    border-radius: 3px;
    color: var(--gris-dark);
}
.session-modal-actions {
    display: flex;
    flex-direction: column;
    gap: 0.7rem;
}
.session-btn {
    width: 100%;
    padding: 0.9rem 1.5rem;
    font-size: 0.75rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    cursor: pointer;
    border: none;
    font-family: var(--font-sans);
    transition: all 0.2s;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
}
.session-btn--primary {
    background: var(--or);
    color: var(--blanc);
}
.session-btn--primary:hover:not(:disabled) {
    background: var(--or-dark);
}
.session-btn--primary:disabled {
    opacity: 0.35;
    cursor: not-allowed;
}
.session-btn--ghost {
    background: transparent;
    color: var(--gris-mid);
    border: 1px solid rgba(14,14,14,0.14);
}
.session-btn--ghost:hover {
    color: var(--noir);
    border-color: rgba(14,14,14,0.35);
}

/* Drop zone import */
.session-drop-zone {
    border: 1.5px dashed rgba(201,168,76,0.35);
    padding: 1.75rem 1.5rem;
    margin-bottom: 1.75rem;
    cursor: pointer;
    transition: border-color 0.2s, background 0.2s;
}
.session-drop-zone:hover,
.session-drop-zone.drag-over {
    border-color: var(--or);
    background: rgba(201,168,76,0.04);
}
.session-file-label {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.6rem;
    cursor: pointer;
    color: var(--gris-mid);
    font-size: 0.82rem;
    letter-spacing: 0.04em;
}
.session-file-label svg { color: var(--or); }
.session-file-name {
    display: none;
    font-size: 0.78rem;
    color: var(--or-dark);
    margin-top: 0.75rem;
    font-weight: 500;
    word-break: break-all;
}

/* Bouton "Reprendre une session" sur la home */
.session-resume-btn {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    margin-top: 1.25rem;
    padding: 0.65rem 1.1rem;
    font-size: 0.72rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--gris-mid);
    border: 1px solid rgba(14,14,14,0.14);
    background: transparent;
    cursor: pointer;
    font-family: var(--font-sans);
    transition: color 0.2s, border-color 0.2s;
    text-decoration: none;
    width: 100%;
    justify-content: center;
}
.session-resume-btn:hover {
    color: var(--or-dark);
    border-color: rgba(201,168,76,0.5);
}
.session-resume-btn svg { color: var(--or); }

/* Toast de confirmation */
.session-toast {
    position: fixed;
    bottom: 2rem;
    left: 50%;
    transform: translateX(-50%) translateY(8px);
    background: var(--noir-soft);
    color: var(--blanc);
    padding: 0.65rem 1.25rem;
    font-size: 0.78rem;
    letter-spacing: 0.06em;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    z-index: 4000;
    opacity: 0;
    transition: opacity 0.3s ease, transform 0.3s ease;
    pointer-events: none;
}
.session-toast svg { color: var(--or); }
.session-toast--visible {
    opacity: 1;
    transform: translateX(-50%) translateY(0);
}
.session-toast--success svg { color: #7EC8A0; }